I Actually Have A Post About Something Like That For Hearing Aids!

This, but I didn't get mine until age 24, and the rules are different even then...

For the drivers test person: I know in the state of Texas you just need someone over 21. I’ve accompanied like three people trying to get their license bc their parents wouldn’t go with them.

Exactly! It differs from area to area so before you get discouraged go check on the fine print

This is really good to know!!¡!!

them: you don’t watch game of thrones?? really? how come?

me: 

This ☝️💸 it's really good to know.

I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)

You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

...

at this point the most charitable interpretation of tumblr's moderation is that

terfs on this site (users, not employees) have figured out that they can weaponize the automated banning system with mass reports on trans women

at best, nobody on staff has noticed this pattern of behavior for several years despite it being explicitly pointed out to them multiple times; at worst, there is at least one terf on staff making it so that mass reports of trans women get acted on instantly and are rarely if ever reviewed

Photo Matt has an ego the size of Cleveland and will ban anyone who incidentally bruises it while lying through his veneers about the reasons why when they are blatantly obvious to anyone with eyes

i'm genuinely not sure whether Matt is garden-variety transphobic, or if he hates everyone who shit-talks him and it just so happens (for no reason at all) that the trans women on this site dislike him and his moderation team more than most other groups so he just hates the fact that they keep making him look transphobic when he systematically bans them for hating him

tumblr's legal and PR teams are waking up right now, checking Slack on their phones before getting out of bed, and are probably screaming into their respective pillows

Is it bad that I read the last set in his voice?😂🤣

I truly am obsessed with how Knives Out was like. Hello Daniel Craig, man who has spent the past two decades of his career being alternately beaten up and objectified playing an action hero with no personality. Would you like to please put on a shirt and an incomprehensible vaguely Texan accent and flex your character acting dark comedy muscles as well as your pecs for a while. And he's like BOY WOULD I and they made a work of art. Also love that they put Chris Evans in sweaters. Get your beefcakes then dress them nice make them soft and give them some bonkers character work to do it's what cinema needs more of

🤣🤣🤣😂

OP made the post unrebloggable but said it's fine to screenshot and I'm in love with this

To be honest, this helps with sewing and designing clothes. It gives a point of reference for what you want.

i dont consider myself a 'fashion guru' by any means but one thing i will say is guys you dont need to know the specific brand an item you like is - you need to know what the item is called. very rarely does a brand matter, but knowing that pair of pants is called 'cargo' vs 'boot cut' or the names of dress styles is going to help you find clothes you like WAAAYYYY faster than brand shopping

Now this doesn't translate directly for emails, but a lot of it does. If you get an email about something concerning, DON'T REPLY BACK! Double check the sender and then go to the website or whatever and check on it through that, not the site the email sent.

Hey so fun new scam just dropped! I got a call earlier today from someone spoofing the local police department's desk number, asking me if there was a reason I'd missed my jury summons this morning.

Friends, I had not received a jury summons for this month. Which I told him, at which point his previously clear diction suddenly turned into a rapid mumble, only becoming clear for scary words like 'federal' and then asking to confirm my address, at which point I hung up and decided to call the police department later.

When I called the police department the desk officer sounded so tired y'all. All I had to say was "Hey I got a call earlier saying I missed jury duty this morning?" and she immediately sighed and told me that yes it was a scam that was going around and thanked me for calling to confirm.

So this is your periodic reminder that law enforcement agencies will not call you to tell you that you're in trouble. If you need to pay a fine of some sort they will mail you a physical invoice. Anyone calling you saying they're from the police or any other law enforcement organization (up to the CIA and yes I have heard of scammers attempting to impersonate CIA agents over the phone) who then tries to get financial information from you over the phone is a scammer.

I know I actually bang on about this a weird amount, but it is my fervent hope that the information will stick in peoples' brains if they get randomly selected for the adrenaline spike lottery. Scammers use scary words to get you to panic in order to shut down your critical thinking, and if even one person's brain spits out "Tumblr user waterhobbit said the cops/CIA/federal marshalls don't call about this shit" before their bank account routing number is in the hands of assholes I will consider it a job well done.

So today I want to talk about puberty blockers for transgender kids, because despite being cisgender, this is a subject I’m actually well-versed in. Specifically, I want to talk about how far backwards things have gone.

This story starts almost 20 years ago, and it’s kind of long, but I think it’s important to give you the full history. At the time, I was working as an administrative assistant for a pediatric endocrinologist in a red state. Not a deep deep red state like Alabama, we had a little bit of a purple trend, but still very much red. (I don’t want to say the state at the risk of doxxing myself.) And I took a phone call from a woman who said, “My son is transgender. Does your doctor do hormone therapy?”

I said, “Good question! Let me find out.”

I went into the back and found the doctor playing Solitaire on his computer and said, “Do you do hormone therapy for transgender kids?” It had literally never come up before. He had opened his practice there in the early 2000s. This was roughly 2006, and the first time someone asked. Without looking up from his game of Solitaire, the doctor said, “I’ve never done it before, but I know how it works, so sure.”

I got back on the phone and told the mom, who was overjoyed, and scheduled an appointment for her son. He was the first transgender child we treated with puberty blockers. But not, by far, the first child we treated with puberty blockers, period. Because puberty blockers are used very commonly for children with precocious puberty (early-onset puberty). I would say about twenty percent of the kids our doctor treated were for precocious puberty and were on puberty blockers. They have been well studied and are widely used, safe, and effective.

Well. It turned out, the doctor I worked for was the only doctor in the state who was willing to do this. And word spread pretty fast in the tight-knit community of ‘parents of transgender children in a red state’. We started seeing more kids. A better drug came out. We saw some kids who were at the age where they were past puberty, and prescribed them estrogen or testosterone. Our doctor became, I’m fairly sure, a small folk hero to this community. 

Insurance coverage was a struggle. I remember copying articles and pages out of the Endocrine Society Manual to submit with prior authorization requests for the medications. Insurance coverage was a struggle for a lot of what we did, though. Growth hormone for kids with severe idiopathic short stature. Insulin pumps, which weren’t as common at the time, and then continuous glucose monitoring, when that came out. Insurance struggles were just part and parcel of the job.

I remember vividly when CVS Caremark, a pharmaceutical management company, changed their criteria and included gender dysphoria as a covered diagnosis for puberty blockers. I thought they had put the option on the questionnaire to trigger an automatic denial. But no - it triggered an approval. Medicaid started to cover it. I got so good at getting approvals with my by then tidy packet of articles and documentation that I actually had people in other states calling me to see what I was submitting (the pharmaceutical rep gave them my number because they wanted more people on their drug, which, shady, but sure. He did ask me if it was okay first).

And here’s the key point of this story:

At no point, during any of this, did it ever even occur to any of us that we might have to worry about whether or not what we were doing was legal.

It just never even came up. It was the medically recommended treatment so we did it. And seeing what’s happening in the UK and certain states in America is both terrifying and genuinely shocking to me, as someone who did this for almost fifteen years, without ever even wondering about the legality of it.

The doctor retired some years ago, at which point there were two other doctors in the state who were willing to prescribe the medications for transgender kids. I truly think that he would still be working if nobody else had been willing to take those kids on as patients. He was, by the way, a white cisgender heterosexual Boomer. I remember when he was introduced to the concept of ‘genderfluid’ because one of our patients on HRT wanted to go off. He said ‘that’s so interesting!’ and immediately went to Google to learn more about it. 

I watched these kids transform. I saw them come into the office the first time, sometimes anxious and uncertain, sometimes sullen and angry. I saw them come in the subsequent times, once they were on hormone therapy, how they gradually became happy and confident in themselves. I saw the smiles on their faces when I gave them a gender marker letter for the DMV. I heard them cheer when I called to tell them I’d gotten HRT approved by insurance and we were calling in a prescription. It was honestly amazing and I will always consider the work I did in that red state with those kids to be something I am incredibly proud of. I was honored to be a part of it.

When I see all this transgender backlash, it’s horrifying, because it was well on the way to become standard and accepted treatment. Insurances started to cover it. Other doctors were learning to prescribe it. And now … it’s fucking illegal? Like what the actual fuck. We have gone so far backwards that it makes me want to cry. I don’t know how to stop this slide. But I wrote this so people would understand exactly how steep the slide is.

!!¡!!¡!!☝️

If you haven’t started already, start archiving/downloading everything. Save it to an external hard drive if you’re able. Collecting physical media is also a good idea, if you’re able.

Download your own/your favorite fanfics. Save as much as you can from online sources/digital libraries. Recipes, tutorials, history, LGBTQ media, etc. It has been claimed, though I can’t find the exact source if true, that some materials about the Revolutionary War were deleted from the Library of Congress.

It’s always better to be safe than sorry and save and preserve what you can. Remember that cloud storage also is not always reliable!

Library of Congress - millions of books, films and video, audio recordings, photographs, newspapers, maps, manuscripts.

Internet Archive - millions of free texts, movies, software, music, websites, and more. Has been taken offline multiple times because of cyber attacks last month, it has recently started archiving again.

Anna's Archive - 'largest truly open library in human history.’

Queer Liberation Library - queer literature and resources. Does require applying for a library membership to browse and borrow from their collection.

List of art resources - list of art resources complied on tumblr back in 2019. Not sure if all links are still operational now, but the few I clicked on seemed to work.

Alexis Amber - TikToker who is an archivist who's whole page is about archiving. She has a database extensively recording the events of Hurricane Katrina.

I'll be adding more to this list, if anyone else wants to add anything feel free!