I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)
You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.
actually tumblr does have pvp enabled it’ scalled you assholes circling around my perfectly normal posts and chanting “containment breach” until it summons the bloodthirsty swarm of psychic piranhas this site has instead of an algorithm
If you fucks actually go through with not voting on your next USA president elections and subsequently lead Trump to power again.
Yes. Yes I'm going to blame every single American for that. Collective responsibility and all that jazz.
“lurkers DESTROY tumblr” is such an unhinged take i am sorry but you do you, lurkers. make your accounts. like your posts. reblog absolutely nothing if you don’t want to! if people block you from their blogs because you “look like a bot” fuck it lol. go find another blog to follow. the internet sucks everywhere no one needs to be scolded for using a platform “wrong”. anyway this is a lurker appreciation blog
I'm going to need y'all to preemptively chill out because the actor's strike is going to mean a lot of things including shows and movies we've been anticipating being pushed way back, and absolutely minimal press tours for the next however long this lasts.
The effects of the writer's strike are months down the road which made it a whole lot easier to support because as third parties we weren't really being affected (yet), the effect of the actor's strike is going to be immediate and we're going to get a lot more propaganda of "these people are overpaid to begin with."
Remember our desire for content does not supersede these people's rights to live.
Support unions, support the strikes.
what do you think of tone indicators in general?
unfortunately my thoughts on tone indicators are somewhat nuanced. fortunately, this is tumblr not twitter, so I can just write out my full thoughts in one post and be as verbose about it as feels necessary.
speaking as an autistic person (and I know there are other autistic people who don't hold this same view, this is just my perspective), I think as an accessibility tool, the extended set tone indicators in current popular use is fundamentally misguided.
the oldest ones, /s for sarcasm and /j for jokes, make sense. their notation isn't the most intuitive thing ("does /s mean sarcastic or serious?") but it's not too difficult to explain what they mean. I've had to spend my whole life learning by brute force what different tones of voice mean and what they change about how I'm supposed to interpret something, so I already know what "read this in a sarcastic voice" and "read this as a joke" are supposed to mean. my existing skills can be translated into the new form without too much effort.
the same thing applies to emoji and emoticons. I know what facial expressions mean, because I had to learn what they mean. figuring out if :) is sincere or not from context is a skill I've already needed to develop. it doesn't come naturally for me, but it's something I already at least somewhat know how to do.
most of the tone indicators in current use uh. don't work like this.
tone indicators like /ref or /nbh don't correspond to specific tones of voice. I don't have a "I'm making a reference" voice or a "I'm not talking about a person who's here" voice that I can picture the sentence being read in. these do not indicate tones, they're purely disambiguators. they clarify what something means without necessarily changing how it would be read out loud.
and on paper, that's fine, right? like, it's theoretically a good thing to take an otherwise ambiguous statement and add something to it that clarifies what you meant by it. the problem is that these non-tone tone indicators are not even remotely self-explanatory. it's up to me, the person who is being clarified to, to know what all these acronyms are supposed to mean, and how they change the way I'm supposed to interpret what something means.
it's, quite literally, a newly-invented second set of social cues that I'm expected to learn separately from the set that I've already spent my whole life figuring out, and it works completely differently.
sure, these rules are (in principle) less arbitrary than the rules of facial expressions and tones of voice and how long you're supposed to wait before it's your turn to speak, but they're also fully artificial and recently invented, which means they're currently in a constant state of flux. tone indicators go in and out of fashion all the time, and the "comprehensive lists" are never helpful.
in theory, I appreciate the idea of people going out of their way to clarify what they mean by potentially ambiguous things they post online. if it worked, that would be a really nice thing to do.
however, sometimes I imagine what the internet would be like without them. what if instead of using /s, the expectation was that if you're sarcastic online there's no guarantee that strangers reading your post will know what you meant? what if instead of inventing more and more acronyms to cover every possible potentially confusing situation, we just... expected one another to speak less ambiguously in the first place?
so, I on paper like the idea of tone indicators. I think it's good that some people are trying to be considerate by being extra clear about what they mean by things. but if tone indicators didn't exist, and people who wanted to be considerate in this way instead just made a point of phrasing things more clearly to begin with, I think that would be vastly preferable to even the most well-implemented tone indicator system.
also /pos sucks because there's something deeply and profoundly wrong for an abbreviation that means "I don't mean this as an insult, don't worry" to be spelled the same way as an acronym that's an insult
We only have parades because we had riots.
"Blue fascism must go!" - 1967:
"Why are the cops fascinated by us?" - c. 1970:
"Police & gvt violence increases daily - against the poor, minorities, women & gays. Are you next? Fight back!! For all of us! & For your own life!" - 1982:
"Stop perverted cops." - c. 1990:
"Mourn the dead, fight like hell for the living." - 1992:
"How many more have to die?" - 1993:
"NYPD: your bullets are racist." - 1999:
This year, pride isn't cancelled - it's focused. Focused on the black LGBT people who fought for us and with us all along. Wake up!