I’m seeing a bunch of posts that make me think most USAmericans don’t know about The No Surprises Act.
It was passed in 2021 (thank you Biden) and essentially states that if you don’t have insurance or your insurance doesn’t cover a service you need (or want) you are entitled to a Good Faith Estimate of the cost of care. (If your insurance does cover the service, you should be able to estimate the cost of care based on your deductible and co-pay.)
As a healthcare provider who does not accept any insurance, I am very careful to not violate The No Surprises Act. Why? Because for every penny more than $400 that the Good Faith Estimate was “off” (or if it wasn’t provided), you are entitled to a refund for that amount.
Y’all. Ask for a Good Faith Estimate. Get it in writing. Compare it to what you are paying. If you are not provided an estimate or if it’s wrong by more than $400, demand a refund.
Guys.
Guess what?
It’s officially…
HALLOWEEN!!!!
I know the US government acts like a corporation but it’s not.
Not voting isn’t the same as a boycott. Because you can’t bankrupt a government by not voting. All you get by not voting is less control over what the money is doing.
The money comes from taxes, not voting. Abstaining from voting does nothing to reduce the governments ability to get money and spend it on shit.
So yes, sometimes you vote to reduce harm because not voting WILL NOT REDUCE HARM.
It’s not a boycot. Abstaining doesn’t take power from the government. It just reduces the number of people they feel answerable to.
Please make a post about the story of the RMS Carpathia, because it's something that's almost beyond belief and more people should know about it.
Carpathia received Titanic’s distress signal at 12:20am, April 15th, 1912. She was 58 miles away, a distance that absolutely could not be covered in less than four hours.
(Californian’s exact position at the time is…controversial. She was close enough to have helped. By all accounts she was close enough to see Titanic’s distress rockets. It’s uncertain to this day why her crew did not respond, or how many might not have been lost if she had been there. This is not the place for what-ifs. This is about what was done.)
Carpathia’s Captain Rostron had, yes, rolled out of bed instantly when woken by his radio operator, ordered his ship to Titanic’s aid and confirmed the signal before he was fully dressed. The man had never in his life responded to an emergency call. His goal tonight was to make sure nobody who heard that fact would ever believe it.
All of Carpathia’s lifeboats were swung out ready for deployment. Oil was set up to be poured off the side of the ship in case the sea turned choppy; oil would coat and calm the water near Carpathia if that happened, making it safer for lifeboats to draw up alongside her. He ordered lights to be rigged along the side of the ship so survivors could see it better, and had nets and ladders rigged along her sides ready to be dropped when they arrived, in order to let as many survivors as possible climb aboard at once.
I don’t know if his making provisions for there still being survivors in the water was optimism or not. I think he knew they were never going to get there in time for that. I think he did it anyway because, god, you have to hope.
Carpathia had three dining rooms, which were immediately converted into triage and first aid stations. Each had a doctor assigned to it. Hot soup, coffee, and tea were prepared in bulk in each dining room, and blankets and warm clothes were collected to be ready to hand out. By this time, many of the passengers were awake–prepping a ship for disaster relief isn’t quiet–and all of them stepped up to help, many donating their own clothes and blankets.
And then he did something I tend to refer to as diverting all power from life support.
Here’s the thing about steamships: They run on steam. Shocking, I know; but that steam powers everything on the ship, and right now, Carpathia needed power. So Rostron turned off hot water and central heating, which bled valuable steam power, to everywhere but the dining rooms–which, of course, were being used to make hot drinks and receive survivors. He woke up all the engineers, all the stokers and firemen, diverted all that steam back into the engines, and asked his ship to go as fast as she possibly could. And when she’d done that, he asked her to go faster.
I need you to understand that you simply can’t push a ship very far past its top speed. Pushing that much sheer tonnage through the water becomes harder with each extra knot past the speed it was designed for. Pushing a ship past its rated speed is not only reckless–it’s difficult to maneuver–but it puts an incredible amount of strain on the engines. Ships are not designed to exceed their top speed by even one knot. They can’t do it. It can’t be done.
Carpathia’s absolute do-or-die, the-engines-can’t-take-this-forever top speed was fourteen knots. Dodging icebergs, in the dark and the cold, surrounded by mist, she sustained a speed of almost seventeen and a half.
No one would have asked this of them. It wasn’t expected. They were almost sixty miles away, with icebergs in their path. They had a respondibility to respond; they did not have a responsibility to do the impossible and do it well. No one would have faulted them for taking more time to confirm the severity of the issue. No one would have blamed them for a slow and cautious approach. No one but themselves.
They damn near broke the laws of physics, galloping north headlong into the dark in the desperate hope that if they could shave an hour, half an hour, five minutes off their arrival time, maybe for one more person those five minutes would make the difference. I say: three people had died by the time they were lifted from the lifeboats. For all we know, in another hour it might have been more. I say they made all the difference in the world.
This ship and her crew received a message from a location they could not hope to reach in under four hours. Just barely over three hours later, they arrived at Titanic’s last known coordinates. Half an hour after that, at 4am, they would finally find the first of the lifeboats. it would take until 8:30 in the morning for the last survivor to be brought onboard. Passengers from Carpathia universally gave up their berths, staterooms, and clothing to the survivors, assisting the crew at every turn and sitting with the sobbing rescuees to offer whatever comfort they could.
In total, 705 people of Titanic’s original 2208 were brought onto Carpathia alive. No other ship would find survivors.
At 12:20am April 15th, 1912, there was a miracle on the North Atlantic. And it happened because a group of humans, some of them strangers, many of them only passengers on a small and unimpressive steam liner, looked at each other and decided: I cannot live with myself if I do anything less.
I think the least we can do is remember them for it.
This is a reminder to:
Never mention a possible pregnancy/abortion to anyone, especially not through a social media app messaging service such as messenger, WhatsApp, Instagram DMs, Snapchat, etc.
Delete all period tracking apps and to start tracking using a planner or physical calendar
Book appointments for a form of birth control if possible, or to always carry condoms for yourself and other
Look into sterilization options if that is the route you want to go down (here is a list of 1000 doctors willing to sterilize you without a fight)
Protect your fellow person, protect the women in your life, the queer people, the disabled people, everyone will be affected by this
Form communities. Tell your people that you love them. Protect one another. Check in on one another. None of us are alone.
If you live in the USA and you're pleading for donations to pay your rent, bills, or get food then dial 211! Please dial 211 before the last minute!
It's a toll free service with people who will help you find programs in your community to pay those bills, find food, and find housing! They will give you numbers to call so you can get help.
It is not 100% foolproof. Their job is to direct you to a program they believe will help your current issue, but it's still a step up from praying random strangers online will give you enough cash before a deadline! The added benefit of these community programs, which get funded by the local government most of the time, is if there are more people using them then they can get more money to help more people.
You're not taking resources from other people if you use your community services. Your taxes pay for them. Use them.
Dial 211 first to see if they can help, and if for some reason they can't, then make your donation posts!
https://www.211.org/
“Many people seem to think it is foolish, even superstitious, to believe the world could still change for the better. And it is true that in winter is still sometimes so bitingly cold that one is tempted to say ‘What do I care if there is a summer, its warmth is no help to me now’. Yes, evil often seems to surpass good. But then, in spite of us, and without our permission, there comes at last an end to the bitter frosts. One morning the wind turns, and there is a thaw. And so I must still have hope.”
— Vincent Van Gogh
so I got into grad school today with my shitty 2.8 gpa and the moral of the story is reblog those good luck posts for the love of god
fyi for those in Phoenix Arizona: stay away from Target because the Phoenix Police still won't arrest this dude despite it being illegal to declare intention of violence like this 🙃