Weightless Wonder, Wind Like

beloved king of worms

may i have your blessing

The King of Worms pin-for-art trade

If there was a way to run SUPER MEGA AD BLOCKER on this website I fucking would

Hiii I once heard a saying that goes something like this: "it isn't your thoughts that make you who you are, it's whether you decide to act on them that does" or something along the lines of that

hey a reminder that sexual intrusive thoughts are not sexual fantasies. sexual fantasies are about what you desire and sexual intrusive thoughts are about what scares you the most and your intrusive thoughts say a hell of a lot more about what you DONT want than about what you do. youre okay and youre safe and youre not whatever it is your intrusive thoughts want you to think you are. youre fine.

for reference this is the really old reference page that i made a while ago i keep thinking ill update but really i probably wont

One time a friend told me that if she wanted to have a chill night she would come to me and ask for tea and a book to read. I didn’t like tea at the time, but I always made sure my cupboards had them in case she needed a quiet night. One time I told my boss that I loved oranges, but couldn’t peel them because of my nails. For a year he made sure to peel me one at least once a week. Once my friends gave me a made up superlative of “most likely to have a pen they could borrow” and ever since I’ve made sure I always carry a pen with me. A long time ago, my high school librarian told me that no one would care what my grade in my sophomore chemistry class was if I’m bringing them doughnuts and asking them about their day.

PSA TO ANYONE BUYING A CAR!!!

I work as a BDC agent at a very large dealership and have a ton of experience in helping people buy a vehicle. This can be a huge purchase so I want to give advice to anyone in the market or thinking about it.

First time buyers and bad credit. Maybe you have bad credit or none at all and you really need a vehicle. To many dealerships, anything under 600 is considered challenged credit. If you don’t have a qualified co-signer, you are going to need 20-40% as a down payment, depending on the value/age/mileage of the vehicle. A lot of issues I see with buyers with challenged credit is repeated reported hits on their credit because they have applied to several different dealerships in desperation. Every time a dealership pulls and submits your credit, it’s a hard hit and you will lose 2-4 points off your credit score. Most dealerships will submit you to 3-4 banks before stopping, some may go higher. So if you have challenged credit, having two or more dealerships do this to you is damaging. Being fully prepared is important!

In my experience, different dealerships use different credit bureaus to pull credit, so be familiar with all three bureaus if possible.

MYTH! A cheaper car is easier to finance. This is INCORRECT! Usually cheap vehicles are older and have high mileage. Banks do not want to finance those kinds of vehicles, so you have to look at something considered “financeable.”

These requirements fall along the lines of:

1. The vehicle must be 7-10 years old or newer

2. It must have 80-100k miles or less

3. It cannot have a salvaged/branded title, odometer rollback, and sometimes structural/frame damage. Almost all reputable dealerships will have Carfax reports publicly accessible on their website or upon request. 

4. The car needs to book well. This means that the NADA value (basically the REAL value of the vehicle) is not too far off from the selling price. If a vehicle is worth $15,000 and they are selling it for $20,000, the banks will decline because the values are too far off. 

However, just because a vehicle books bad does not mean it’s “over priced”. Technically. Most dealerships now have market based pricing, so the prices fluctuate with the economy. Similar to how housing, gas, and grocery prices rise and fall, vehicles are the same way. It is nearly impossible to buy a new vehicle anymore. Due to a wide array of issues, most 2022+ models are order only. This makes used vehicles in high demand. If dealerships are paying more to get vehicles via trade and auctions, they will have to charge more to sell them.

There are many dealerships out there who don’t care about you and only want your money. It is important to not let them pressure you and do your research to shop when you’re ready. 

On a final side note, if you inquire by calling or going online and schedule a test drive, you will help workers like me. We are here to help answer questions, provide any and all information, without the pressure of salesman. (Yes we may call and bug you, but just say you’re no longer interested and we will stop!)

If you ever have any questions please ask me!!!

Please reblog/share to help educate people in an exploitative market!

i don't know if i should make everyone in my artschool universe attend some imaginary school or not because they're technically personified art schools