I want to live by myself when I move out of my parent's place but I'm really afraid of money problems? I'm afraid that the only place I can afford will be in the ghetto and it'll all be torn apart and I'll only be allowed to eat one granola bar a week. I'm really stressing out about this. I don't know anything about after school life. I don't know anything about paying bills or how to buy an apartment and it's really scaring me. is there anything you know that can help me?
HI darling,
I’ve actually got a super wonderful masterpost for you to check out:
Home
what the hell is a mortgage?
first apartment essentials checklist
how to care for cacti and succulents
the care and keeping of plants
Getting an apartment
Money
earn rewards by taking polls
how to coupon
what to do when you can’t pay your bills
see if you’re paying too much for your cell phone bill
how to save money
How to Balance a Check Book
How to do Your Own Taxes
Health
how to take care of yourself when you’re sick
things to bring to a doctor’s appointment
how to get free therapy
what to expect from your first gynecologist appointment
how to make a doctor’s appointment
how to pick a health insurance plan
how to avoid a hangover
a list of stress relievers
how to remove a splinter
Emergency
what to do if you get pulled over by a cop
a list of hotlines in a crisis
things to keep in your car in case of an emergency
how to do the heimlich maneuver
Job
time management
create a resume
find the right career
how to pick a major
how to avoid a hangover
how to interview for a job
how to stop procrastinating
How to write cover letters
Travel
ULTIMATE PACKING LIST
Traveling for Cheap
Travel Accessories
The Best Way to Pack a Suitcase
How To Read A Map
How to Apply For A Passport
How to Make A Travel Budget
Better You
read the news
leave your childhood traumas behind
how to quit smoking
how to knit
how to stop biting your nails
how to stop procrastinating
how to stop skipping breakfast
how to stop micromanaging
how to stop avoiding asking for help
how to stop swearing constantly
how to stop being a pushover
learn another language
how to improve your self-esteem
how to sew
learn how to embroider
how to love yourself
100 tips for life
Apartments/Houses/Moving
Moving Out and Getting an Apartment, Part 1: Are You Sure? (The Responsible One)
Moving Out and Getting an Apartment, Part 2: Finding the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 3: Questions to Ask about the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 4: Packing and Moving All of Your Shit (The Responsible One)
How to Protect Your Home Against Break-Ins (The Responsible One)
Education
How to Find a Fucking College (The Sudden Adult)
How to Find Some Fucking Money for College (The Sudden Adult)
What to Do When You Can’t Afford Your #1 Post-Secondary School (The Sudden Adult)
Stop Shitting on Community College Kids (Why Community College is Fucking Awesome) (The Responsible One)
How to Ask for a Recommendation Letter (The Responsible One)
How to Choose a College Major (The Sudden Adult)
Finances
How to Write a Goddamn Check (The Responsible One)
How to Convince Credit Companies You’re Not a Worthless Bag of Shit (The Responsible One)
Debit vs Credit (The Responsible One)
What to Do if Your Wallet is Stolen/Lost (The Sudden Adult)
Budgeting 101 (The Responsible One)
Important Tax Links to Know (The Responsible One)
How to Choose a Bank Without Screwing Yourself (The Responsible One)
Job Hunting
How to Write a Resume Like a Boss (The Responsible One)
How to Write a Cover Letter Someone Will Actually Read (The Responsible One)
How to Handle a Phone Interview without Fucking Up (The Responsible One)
10 Sites to Start Your Job Search (The Responsible One)
Life Skills
Staying in Touch with Friends/Family (The Sudden Adult)
Bar Etiquette (The Sudden Adult)
What to Do After a Car Accident (The Sudden Adult)
Grow Up and Buy Your Own Groceries (The Responsible One)
How to Survive Plane Trips (The Sudden Adult)
How to Make a List of Goals (The Responsible One)
How to Stop Whining and Make a Damn Appointment (The Responsible One)
Miscellaneous
What to Expect from the Hell that is Jury Duty (The Responsible One)
Relationships
Marriage: What the Fuck Does It Mean and How the Hell Do I Know When I’m Ready? (Guest post - The Northwest Adult)
How Fucked Are You for Moving In with Your Significant Other: An Interview with an Actual Real-Life Couple Living Together™ (mintypineapple and catastrofries)
Travel & Vehicles
How to Winterize Your Piece of Shit Vehicle (The Responsible One)
How to Make Public Transportation Your Bitch (The Responsible One)
Other Blog Features
Apps for Asshats
Harsh Truths & Bitter Reminders
Asks I’ll Probably Need to Refer People to Later
Apartments (or Life Skills) - How Not to Live in Filth (The Sudden Adult)
Finances - Tax Basics (The Responsible One)
Important Documents - How to Get a Copy of Your Birth Certificate (The Responsible One)
Important Documents - How to Get a Replacement ID (The Responsible One)
Health - How to Deal with a Chemical Burn (The Responsible One)
Job Hunting - List of Jobs Based on Social Interaction Levels (The Sudden Adult)
Job Hunting - How to Avoid Falling into a Pit of Despair While Job Hunting (The Responsible One)
Job Hunting - Questions to Ask in an Interview (The Responsible One)
Life Skills - First-Time Flying Tips (The Sudden Adult)
Life Skills - How to Ask a Good Question (The Responsible One)
Life Skills - Reasons to Take a Foreign Language (The Responsible One)
Life Skills - Opening a Bar Tab (The Sudden Adult)
Relationships - Long Distance Relationships: How to Stay in Contact (The Responsible One)
Adult Cheat Sheet:
what to do if your pet gets lost
removing stains from your carpet
how to know if you’re eligible for food stamps
throwing a dinner party
i’m pregnant, now what?
first aid tools to keep in your house
how to keep a clean kitchen
learning how to become independent from your parents
job interview tips
opening your first bank account
what to do if you lose your wallet
tips for cheap furniture
easy ways to cut your spending
selecting the right tires for your car
taking out your first loan
picking out the right credit card
how to get out of parking tickets
how to fix a leaky faucet
get all of your news in one place
getting rid of mice & rats in your house
when to go to the e.r.
buying your first home
how to buy your first stocks
guide to brewing coffee
first apartment essentials checklist
coping with a job you hate
30 books to read before you’re 30
what’s the deal with retirement?
difference between insurances
Once you’ve looked over all those cool links, I have some general advice for you on how you can have some sort of support system going for you:
You may decide to leave home for many different reasons, including:
wishing to live independently
location difficulties – for example, the need to move closer to university
conflict with your parents
being asked to leave by your parents.
It’s common to be a little unsure when you make a decision like leaving home. You may choose to move, but find that you face problems you didn’t anticipate, such as:
Unreadiness – you may find you are not quite ready to handle all the responsibilities.
Money worries – bills including rent, utilities like gas and electricity and the cost of groceries may catch you by surprise, especially if you are used to your parents providing for everything. Debt may become an issue.
Flatmate problems – issues such as paying bills on time, sharing housework equally, friends who never pay board, but stay anyway, and lifestyle incompatibilities (such as a non-drug-user flatting with a drug user) may result in hostilities and arguments.
Think about how your parents may be feeling and talk with them if they are worried about you. Most parents want their children to be happy and independent, but they might be concerned about a lot of different things. For example:
They may worry that you are not ready.
They may be sad because they will miss you.
They may think you shouldn’t leave home until you are married or have bought a house.
They may be concerned about the people you have chosen to live with.
Reassure your parents that you will keep in touch and visit regularly. Try to leave on a positive note. Hopefully, they are happy about your plans and support your decision.
Tips include:
Don’t make a rash decision – consider the situation carefully. Are you ready to live independently? Do you make enough money to support yourself? Are you moving out for the right reasons?
Draw up a realistic budget – don’t forget to include ‘hidden’ expenses such as the property’s security deposit or bond (usually four weeks’ rent), connection fees for utilities, and home and contents insurance.
Communicate – avoid misunderstandings, hostilities and arguments by talking openly and respectfully about your concerns with flatmates and parents. Make sure you’re open to their point of view too – getting along is a two-way street.
Keep in touch – talk to your parents about regular home visits: for example, having Sunday night dinner together every week.
Work out acceptable behaviour – if your parents don’t like your flatmate(s), find out why. It is usually the behaviour rather than the person that causes offence (for example, swearing or smoking). Out of respect for your parents, ask your flatmate(s) to be on their best behaviour when your parents visit and do the same for them.
Ask for help – if things are becoming difficult, don’t be too proud to ask your parents for help. They have a lot of life experience.
Not everyone who leaves home can return home or ask their parents for help in times of trouble. If you have been thrown out of home or left home to escape abuse or conflict, you may be too young or unprepared to cope.
If you are a fostered child, you will have to leave the state-care system when you turn 18, but you may not be ready to make the sudden transition to independence.
If you need support, help is available from a range of community and government organisations. Assistance includes emergency accommodation and food vouchers. If you can’t call your parents or foster parents, call one of the associations below for information, advice and assistance.
Your doctor
Kids Helpline Tel. 1800 55 1800
Lifeline Tel. 13 11 44
Home Ground Services Tel. 1800 048 325
Relationships Australia Tel. 1300 364 277
Centrelink Crisis or Special Help Tel. 13 28 50
Tenants Union of Victoria Tel. (03) 9416 2577
Try to solve any problems before you leave home. Don’t leave because of a fight or other family difficulty if you can possibly avoid it.
Draw up a realistic budget that includes ‘hidden’ expenses, such as bond, connection fees for utilities, and home and contents insurance.
Remember that you can get help from a range of community and government organizations.
(source)
Keep me updated? xx
Oh no! My car battery is missing! I hope someone on my dashboard happens to have a spare!
It was a great, great moment when I discovered that asexual did not necessarily mean sex repulsed.
When I first came across the term asexual, years & years ago, the description I found promptly informed me that asexual people were absolutely repulsed by sex, in all forms, all the time. So, I promptly decided that I couldn’t be asexual.
See, I love sex. I absolutely love reading about it & writing about it & watching it & talking about it, I have a dirty sense of humor, & I have a libido too. What I don’t love is having sex. Simple as that. I don’t experience sexual attraction toward anyone & the actual reality of sex – the physical closeness, the fluids, kissing (oh my God, how I hate kissing!), etc. – makes me feel uncomfortable. Knowing that this is a perfectly common, or at least not unheard of, asexual experience would’ve spared me some deeply confusing & hurtful experiences.
So, in case anyone needs to see this today: Asexuality means a lack of sexual attraction. No more, no less. Asexual people generally do not feel sexually attracted to others. This does not mean that they cannot find others aesthetically pleasing or that they are necessarily repulsed by sex, either in theory or in practice.
Sex repulsion means an aversion to sex. Asexual people can be sex repulsed. But not all of them are.
Your sixth most recent emoji is how your guardian angel feels about you
your condom breaks
you feel a lump on your breast
your friends are ignoring you
you’re stranded on an island
you got rejected by a crush
you get into a car accident
you got stung by a bee/wasp
you got fired from your job
you’re in an earthquake
your tattoo gets infected
your house is on fire
you’re lost in the woods
you get arrested abroad
you get robbed
your partner cheated on you
you’re on a ship that’s sinking
you fall into ice
you’re stuck in an elevator
you hit a deer with your car
you have food poisoning
your pet passed away
you fall off of a horse
you or your friend has alcohol poisoning
you have toxic shock syndrome
your house has a gas leak
This is an ai "artwork" hate blog now
I'm a venezuelan refugee in Spain since 2019. My focus was entirely on escaping and staying in a safe country. When I got here, I got the help of an accountant/manager to work legally. I'm an artist who makes fantasy creatures in polymer clay.
He committed fraud in my name without telling me and refused to take responsibility. I was penalized to pay €8600 for his mistake.
I'll add the whole explanation after the read more because you need context to understand what he did.
And now if I can't pay this thing, my residence will be taken away.
I've tried so hard to raise this money. More work, more marketing, preorders, asking for a loan, but nothing has worked.
I have until next month to pay it so I can renew my residence.
All I wanted was to do things properly. I thought seeking a professional to handle the legal aspects of my single person business was the right thing to do. I thought I could finally breathe after being treated like a criminal for years in Venezuela, when all I want is to make my silly little figurines and be queer in peace.
I need to take care of my babies (cats) and my parents who are still stuck in Venezuela. I only make enough to live + take care of them, and it's become clear that I can't raise this money by work alone.
So please, any help is appreciated. Reblogs too. I also do drawing commissions. I'm so incredibly embarrassed to make this post, but I'm desperate. I don't want to be deported. I don't want to be an illegal alien. I don't want to live in constant fear again.
thank you for reading!
this is my commission info
and my Ko-Fi:
Extra information needed to understand what happened exactly:
In Spain, you need to pay a monthly fee of €300 in order to run a business. This goes to the Social Security.
The fee is mandatory, but the government realized it was unfair to charge it from the beginning to a freelancer that's only starting. So they established a reduction of €240 for new entrepreneurs, for 1 year. After that, they'd slowly raise it.
They also gave benefits to people living in certain areas, especially small towns. The fee reduction extended for 6 extra months with this, but only applied as long as you continued to live there for 4 years.
I lived in a small town for 1 year. Then I moved to the closest small city.
But this accountant guy asked for this 6 month extension in my name without my consent.
So then the government demanded I pay the whole €240 for each month ever since I started working. I went through all the legal processes to ask them to review this decision but it was impossible. They ignored everything. It didn't matter that I only received the benefit for the 1 year that I would've been given anyway for being a new freelancer. It didn't matter that I would never be able to afford to pay this in the 15 days they gave me.
If that wasn't enough, I got sick with covid twice, and missed 4 months of work in total, months I got 0 income because they also won't ensure me until I pay the thing. So those fees were also added to the debt + late fees that continue to grow.
Summary: Basically he promised the government I'd live in a small town for 4 years, and when I moved before then (because I had no idea he had done this) they demanded I pay back ALL the benefits they had granted me in the past year.
how paper umbrellas are made
A friendly reminder..❤️
Acacia: Hidden love, beauty in withdrawal
Amaryllis: Pride, a hard won success
Anemone: Vanishing hopes
Bells of Ireland: Wish for good luck
Carnation: Fascination, love and distinction
Daffodil (Narcissus): Honesty and truth
Dahlia flower: Warnings and change
Daisy: Innocence, loyal love and purity
Delphinium: Open heart, ardent attachement
Gardenia: Symbol of secret love
Gladiolus: Remembrance, faithfulness and sincerity
Hyacinth: I'm sorry, please forgive me.
Iris: Eloquence
Lily (general) : Purity of the heart and refined beauty
Lily of the valley: Return of happiness
Marigold: Passion and creativity
Orchid: Beauty, refinement and love
Peony: Happy marriage
Lavender: Love at first sight
Red rose: Love, respect, courage and passion
White rose: Purity, secrecy, silence, innocence and charm
Sunflower: Good luck and ambition
Tulip: Irresistible love
Violet: Faithfulness, modesty and delicate love
Zinnia: Lasting affection, daily remembrance and good memories