Writing An Essay Without Any Structure Is Like Trying To Find Your Way Around An Unfamiliar Place Without

Student-loan delinquency skyrocketing, hitting “Danger Zone” January 31, 2013

Most of us are have seen headlines about the burgeoning student-loan crisis. As of August, for instance, student loans had topped $914 billion – an increase of $10 billion in less than half a year, even as most debt was falling around the country. Still, we do not appear to have hit rock-bottom. A new report shows that student-loan delinquency rates have gone through the roof in recent years and that, even more troubling, we may be entering a “danger zone” in which the entire U.S. economy is at risk.

The report from FICO Labs shows that student-loan delinquencies saw a 22-percent increase in the past several years; the overall delinquency rate is now more than 15 percent.

The LA Times has more:

The worsening deliquency rate comes as loan balances surge. The average student-loan debt jumped to $27,253 last year, up 58% from $17,233 in 2005. By contrast, average credit-card and auto-loan balances declined during that period.

“As more people default on their student loans, their credit ratings will drop, making it harder for them to access new credit and help grow the economy,” [FICO Labs head Andrew] Jennings said. “Even people who stay current on their student loans are dealing with very large debts, which reduces the money they have available to spend elsewhere.”

Source

Strike Debt has created a Debt Resistor’s Manual that you can read here.

It’s side project, Rolling Jubilee, has raised $552,682 to abolish $11,058,465 in debt.

A-Level students right now

follow for follow

First spread for May. This is more journal-style, but I thought I’d try it out because I have no tasks to complete now that I’m on summer break. What do you guys think? 😁 . . . . . #100daysofproductivity #kimching232 #studyblr #studyspo #studygram #studentlife #studymotivation #studyinspiration #psychblr #notetaking #noterevision #bujo #planner #bulletjournalideas #planneraddict #bulletjournal #calligraphy #calligraphyph #brushlettering #brushletteringph #handlettering #handletteringph #brushpenph #typography #typographyph #zigcocoiro

Teaching Skills, Not Just Content

Shira Lurie is a PhD hopeful in Early American History at the University of Virginia. Her exploration concentrates on well known political clashes over the American Revolution's legacy in the early republic. You can tail her on Twitter and on her site.

This year I TAed a course on the historical backdrop of Colonial British America for the most part non-history majors. A few understudies were there out of general interest, yet numerous were utilizing the course to satisfy a circulation necessity. While I positively trust that the investigation of history is imperative for everybody, I likewise needed my understudies to see the class as by and by advantageous and, most importantly, helpful for their prospects. I think this is one of the more subtle, yet noteworthy difficulties in post-optional educating: it is regularly the case that the greater part of understudies we instruct won't seek after professions in our field. We likewise know, likely from direct experience, that post-exam cerebrum channel is a fight no instructor can completely win. As TAs, our first obligation is, obviously, to educate content. Yet, given that our understudies will probably not utilize, thus overlook, the vast majority of the data they realize, by what means would we be able to guarantee an effect comparable to the time our understudies go through with us? I think in any event part of the answer is to chip away at ability improvement.

I chose that there were sure abilities I could concentrate on over the semester that would serve my understudies well in whatever professions they in the end sought after. Notwithstanding future convenience, investing a portion of class energy in expertise advancement additionally gives understudies chances to track their own particular advancement in specific zones. Here are a few aptitudes I underlined this semester and a few thoughts on the most proficient method to create them:

Composing

I started the term by disclosing to my understudies that written work would be a high need for us since great composition can separate them in whatever order they pick. About each different class I would break them into little gatherings and have them compose a couple sentences on a given brief or idea. For instance, I would give every gathering a term that they may need to recognize and dissect on the last, most decisive test. We would then put them up on a projector and investigate them as a class. This permitted understudies to get criticism on their composition and to thoroughly consider what makes a compelling sentence, section, and contention. It additionally empowered them to rehearse for the exam.

ARTICULATING AN ARGUMENT

Scientific speculation and the capacity to marshal proof in administration of a contention are likewise generally pertinent aptitudes. It is likewise essential to have the capacity to survey the contention of someone else and give reasons why you concur or oppose this idea. I had my understudies respond to the contentions of the books we read in class, and also to the feelings I and different understudies would voice. Contemplating a power's sentiment and having the capacity to mindfully voice resistance are profitable aptitudes that require sharpening. For instance, I set up a sentence from the book we were perusing on the board and sorted out understudies into two gatherings: the individuals who concurred and the individuals who couldn't help contradicting the sentence. The understudies then discussed with each other, offering proof from the book and different readings to bolster their focuses.

Open SPEAKING

While I didn't have my understudies give formal presentations, I saw investment in class exchange as a decent open door for them to hone their open talking aptitudes. I urged understudies to illuminate any ambiguous dialect they utilized and to work off of every others' focuses. I additionally attempted to discover chances to urge shyer understudies to talk up. For instance, amid gathering work, I requested that calmer gathering individuals be the ones to represent their gathering's commitment when we returned together as a class. This gave them an opportunity to rationally plan and even record their remarks on the off chance that they favored.

University life

Hello!

No one will probably read this but I’ll write it anyways.

Big news: I GOT IN UNIVERSITY! ONE OF THE BEST IN RIO DE JANEIRO!

I was approved in 3 universities, 2 publics and a private one. I choose the public one near my house (because it’s free). I’m not gona explain how is the process to get in a university here because it’s confusing, if anyone really wants to know send me a message.

That’s the reason I disappeared. I graduated from my technical school (yay), I’m doing my internship and university at the same time. So this means I have zero time left hahaha. My major is chemical engineering and it’s a 5 year course. I’m loving university so far, I’ve already been to a party and I love it. 

Now that I’m studying again I’ll try my best to update this blog because I love the community so much! That’s it!

xx, Mariana

Albert Einstein on reality, rationality, and harnessing our human “passion for comprehension” 

I'm fine.

What she says: I'm fine.

What she means: Why do we never speak about the fact that we don't know what happened to Benvolio after Act III. His last fucking line is "This is the truth, or let Benvolio die." and fucking Shakespeare decided that it would be a great idea to let him out of the play and never speak of him again. He DIED in the Q1 and we never are told how, Lord Montague simply says "and young Benvolio is deceased too." Even though in Q2 at the final scene it says "Enter Lord Montague and others" it is never openly said if he entered along with his uncle or not. His two best friends died, one in his arms and the other was his cousin; he was left alone and Shakespeare didn't even bother tell us his fate. Why couldn't he give him the happy ending he deserved? Why didn't anyone listen to him? Why? There would have been way less death that way.

People with and without federal student loans please check this out!!

Ok so I want to tell you guys about this project I found out about called Givling! It’s basically a trivia game website that benefits people with student loans! 

The way it works is people make an account for free which secures their spot in the list of people involved in the site. Then people pay 50 cents a game to play. If you have federal student loans and you’re next on the list then you provide them with proof of your loans and they start raising money from all the people  playing to pay off your loans. Once your loans are paid off then they go to the next person in line. If you don’t have loans then you can sell your spot in line or give it away. So far it looks like this is legit and it’s really exciting! They haven’t been around long so they just recently paid off the loan of the first person on the list and are a third of the way through the second person on the list. The also do daily money giveaways of much smaller amounts as extra incentive for people to play the game and help raise loan paying funds!

Please check this out and play if you want and do your own research if you are worried about the legitimacy of this project! Below is the link to the website, the group’s facebook page, and a few articles I found about it. So far I haven’t found anything bad about it and everything points to it being legit so please support or promote if you can!

Givling site:

https://givling.com/givling/

Givling facebook page:

https://www.facebook.com/Givling?fref=ts

Articles about Givling:

http://www.wired.com/2015/03/online-game-thatll-help-pay-off-student-debt/

http://college.usatoday.com/tag/givling/

http://www.businessinsider.com/online-gamers-are-helping-people-pay-off-their-student-debt-2015-7

http://www.psfk.com/2015/03/givling-gamifying-paying-off-student-loans-paying-college-debt.html