I Have Done This Before 🤣🤣

This ☝️💸 it's really good to know.

I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)

You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

No matter your answer, you have another opportunity right now.

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Hunger is a daily reality. Many of us go days without food, and medical assistance is nearly impossible to access. Our shelters are small and inadequate, leaving us exposed to harsh conditions. For lesbians, even basic sanitary products are out of reach.

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Donate to HELP LGBTIQ REFUGEES IN EAST AFRICA SURVIVE, organized by James Goebel

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If you can’t donate, please share this post to help spread awareness. Thank you for standing with us!

!!!¡!!!

what reason would link have to pretend to be ravio for

This is historical!!

I need to see Tim Drake with a Kid so much. MAKE THAT BOY A SINGLE PARENT.

A kid knocks on his door and says “I know what you are”.

Tim thinks he’s being pushed out of the closet.

The kid has a picture of Red Robin slipping through Tim window’s.

Tim lets him in.

The kid looks him dead in the eye and says “I think you need a sidekick”

Tim has a Deja vu so hard he ends up saying yes out of shock. He keeps the kid though, that’s his son now and he’s gonna protect that little shit like his life depends on it.

Who cares if Tim is 19 and the kid is only 7 years younger? He’s son shaped so he’s gonna be son.

This is something I will see about getting myself, but the bit about the Always pads doesn't surprise me 😕

i learned that in August 2014 Women’s Voices for the Earth commissioned testing of four types of Always menstrual pads, manufactured by Procter & Gamble. The certified laboratory STAT Analysis Corporation analyzed the products for volatile organic compound.

“The results of the testing indicate that both scented and unscented Always pads emit toxic chemicals, including chemicals identified by the U.S. Department of Health and Human Services National Toxicology Program, the Agency for Toxic Substances and Disease Registry, and the State of California Environmental Protection Agency as carcinogens, and reproductive and developmental toxins. None of these chemicals are disclosed on the product by the manufacturer.” (x)

This!!! I am so excited because I am so bad at posting comments, even on ones that I reread.

In the spirit of encouraging people to comment on fanfics while also making it easier to do so, I feel obliged to share a browser extension for ao3 that has quite literally revolutionized the comment game for me.

I present to you: the floating ao3 comment box!

From what I've seen, a big problem for many people is that once you reach the comments at the bottom of a fic, your memory of it miraculously disappears. Anything you wanted to say is stuck ten paragraphs ago, and you barely remember what you thought while reading. This fixes that!

I'll give a little explanation on the features and how it works, but if you want to skip all that, here's the link.

The extension is visible as a small blue box in the upper left corner.

(Side note: The green colouring is not from the extension, that's me.)

If you click on it, you open a comment box window at the bottom of your screen but not at the bottom of the fic. I opened my own fic for demonstrative purposes.

The website also gives explanations on how exactly it functions, but I'll summarize regardless.

insert selection -> if you highlight a sentence in the fic it will be added in italics to the comment box

add to comment box -> once you're done writing your comment, you click this button and the entire thing will automatically copied to the ao3 comment box

delete -> self explanatory

on mulitchapter fics, you will be given the option to either add the comment to just the current chapter or the entire fic

The best part? You can simply close the window the same way you opened it and your progress will automatically be saved. So you can open it, comment on a paragraph, and then close it and keep reading without having the box in your face.

Comments are what keep writers going, and as both a writer and a reader, I think it's such an easy way of showing support and enthusiasm.

!¡!!!!!!!!!!¡!!

Reblog to kill it faster

My first thought was ‘Cuteness Overlode!!!!!!’

What a cutie

Um, I feel called out...

who’s gonna tell tumblr that executive dysfunction is more than Not Doing Things?

I am American, so it maybe a disconnect but for me when I think of jkr, I don’t first think of the badness going on. I think of the good that I grew up with that has nothing to do with her as an actual entity, like the Christmas me and my siblings got the first three books and all I could think was that would distract us from each other. I’m not agreeing with her, absolutely not. I’m just wondering why you want to spread more hate when they seem to have a handle on it?

the way that jkr and her supporters have weaponized her hatred of trans people so that everyone else looks away from her bigotry, her racism, her misogyny, her antisemitism, her labeling gay men with aids as pedophiles, her anti autistic statements, her fucking imperialistic colonizing british beliefs is hilariously telling. not only do yall fucks hate trans people; you hate everyone who doesnt live up to the white supremist perfect ideal that she raised you to believe with her books. fuck jkr fuck her fans.